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July, 2009


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The Secret to Their Success

The Secret to Their Success

Phyllis Holly-Ward and her husband, Jorey Ward are enjoying the fruits of responsible money management. The Trenton, New Jersey, couple are a modern-day success story: a six-figure savings account; two self-sufficient college graduate sons, William, 29, and Phillip, 28; and,... (Continue reading)

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5 Ways to Build Your Budget

Prior to November 2008, JaQuetta Garrison and her family enjoyed an annual household income of $80,000 and lived a comfortable upper middle-class lifestyle in their hometown of Lithonia, Georgia. The only budgeting they did was in their “mental budget book,”... (Continue reading)

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College-Educated Blacks Hardest Hit by Unemployment

College-educated white workers still had a relatively low unemployment rate of 3.8% as of March 2009, reports the Economic Policy Institute.... (Continue reading)

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Black Girls 50% More Likely to Be Bulimic Than White Girls

The eating disorder bulimia, characterized by reoccurring episodes of binging and purging, has been perceived as affecting privileged white teens.... (Continue reading)

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Grad Rates Higher for Black Athletes

Athletic departments are graduating black students at higher rates than universities as a whole, according to The Institute for Diversity and Ethics in Sport.... (Continue reading)

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Black Colleges Graduating Fewer Students

Roughly 37% of black students at historically black colleges and universities (HBCUs) finish a degree within six years. ... (Continue reading)

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Surviving the Storm

Toward the end of 2007, Jacqueline Jackson, a realtor in Orland Park, Illinois, was struck by how much her business had taken a tumble. She had sold more than $3 million in property the year before, but she says, “One... (Continue reading)

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Is Now the Time to Buy Real Estate?

Is Now the Time to Buy Real Estate?

If you believe in the investment philosophy “buy low and sell high,” then you’re probably already starting to wonder if now is the right time to begin buying real estate. The market is flush with foreclosures (homes that have already... (Continue reading)

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Small Is Beautiful

Small Is Beautiful

When it came time for Mell Monroe and his wife, Angela Higginbotham Monroe, to refinance their mortgage earlier this year, the couple shopped around for attractive rates. One bank offered a nice enough loan, but there was a catch. The... (Continue reading)

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A Perfect Fit

A Perfect Fit

Charles Turner used to daydream about owning a shoe store, a dream that would have fulfilled a design passion of his—and a need—since he often has difficulty finding shoes that fit both his liking and his size 13 feet. Turner,... (Continue reading)

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