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The Homebuyer’s Toolkit: Do it Yourself!
From time to time, you may have to make interior improvements to your home such as add a new fixture, paint, or patch up a hole. How much of it can you do on your own? Roll up your sleeves... (Continue reading)
The Homebuyer’s Toolkit: Choosing the Right Neighborhood
Found the perfect house? Make sure the environment is equally ideal. There's nothing to be gained by finding the right house if it is in the wrong neighborhood.... (Continue reading)
Demystifying the Mortgage Modification Process
Written on 22 Jan, 2010 at 17:45 in Homeownership | viewed 399 times | 1 Comment
Loan modification counselor discusses when homeowners should modify their loan, why banks are not modifying loans, and resources homeowners can use to get help when your payments are delinquent.... (Continue reading)
The Homebuyer’s Toolkit: Title Insurance
Buying a home entails much more than I anticipated. Just when I thought I had learned all there was about the costs involved with becoming a homeowner, here comes another expense called title insurance. Before you purchase a... (Continue reading)
The Homebuyer’s Toolkit: Condo or Co-Op?
If shoveling snow, mowing the lawn, and general maintenance is not up your alley then purchasing a condo or a cooperative (co-op) might be a better option for you. They may appear to be one in the same, but there... (Continue reading)
Money Matters: Should I Ditch My Home?
I don’t have equity in the home I bought three years ago. When is it time to ditch a house, even if you are current on your mortgage payments?... (Continue reading)
The Homebuyers Toolkit: Renting vs. Buying
In today’s market should you rent or buy? “Your decision to buy or rent depends on your financial situation and your lifestyle,” said Lynn Tollett, vice president of business and community development for HSBC bank. Although interest rates are at... (Continue reading)
The Homebuyer’s Toolkit: How Your Credit Score Adds Up
Written on 14 Dec, 2009 at 12:09 in Blogs, Credit & Debt, Homeownership | viewed 992 times | 1 Comment
Do you request your credit report every year? Admittedly, I have to say I don’t. I’ve probably accessed it twice in the past four years. But after attending this week’s homebuyer’s class sponsored by the Bedford Central Community Development Corp.,... (Continue reading)
The Homebuyer’s Toolkit: Building Financial Security
Over the Thanksgiving break I became addicted to a show called Till Debt Do U$ Part on HGTV. Financial wizard Gail Vaz-Oxlade helps families go from red to black by getting to the root of their destructive spending habits. Most... (Continue reading)
Foreclosures of the Rich and Famous
Written on 24 Nov, 2009 at 16:55 in Homeownership, Personal Finance | viewed 4,273 times | 2 Comments
Since the highly publicized foreclosure woes of Evander Holyfield and Michael Jackson, more celebrities have joined the thousands of homeowners hit by financial strain of a weakened economy.... (Continue reading)
